Broker Check
Tax Planning

Tax Planning

Your tax situation will likely change throughout your life.  Applying appropriate tax strategies before and during retirement can help you reduce the total taxes you’ll owe over time.   Sometimes it makes sense to pay taxes now to lessen your future tax liability, especially if you expect to be in a higher tax bracket in the future.  Other times it’s best to defer tax liabilities into the future. 

We approach tax planning the right way.  We start by analyzing your latest tax return.  This helps us uncover valuable tax saving methods that are not being implemented.  Next, we consider a number of different topics to make sure we are being proactive, not reactive, when it comes to tax planning strategies.

We can help you balance your financial priorities with tax implications by creating an integrated plan that meets financial goals.

Tax Reduction Strategies to include:

  • A review of your IRS Form 1040

  • Maximize the tax savings from allowable deductions

  • Tax loss harvesting

  • Roth conversations

  • Maximize tax savings by taking advantage of available tax credits

  • Asset location recommendations

  • Loss carry forward tracking

  • Beneficiary IRA distribution planning 

  • Avoid penalties for underpayment of estimated taxes

  • Medicare IRMAA planning

  • HSA maximization

  • Incentive stock options

  • Bunching strategies 

  • Charitable giving strategies

View a Sample Tax Report