Our Fees

Tax Reduction Strategies

• Review IRS Form 1040
• Identify tax deductible options
• Medicare IRMAA planning
• Roth conversions  
• Tax loss harvesting
• Asset location recommendations 
• Carry-forward credits
• Beneficiary IRA distributions 
• Charitable giving strategies

Tax Planning Fee:

$500

Organize

• Gather and organize all financial data
• Document storage with eMoney^®

Analyze

• Prioritize goals and objectives
• Conduct a detailed analysis 
• Assess any unnecessary risks
• Create Action Plan

Plan

• Present applicable strategies
          - Retirement funding analysis
          - Social Security optimization
          - 401(k) and benefits review
          - Insurance / Long-Term Care
          - College funding
• Implement the recommendations
• Coordinate with CPA & Attorney
• Plan evolves plan as life progresses

Financial Planning Fee:

$350+ / monthly

Fiduciary Standard

• Determine your Risk Number^®
• Prudently diversified portfolios
       - No commissions
       - No transaction fees
       - Low cost investments 
• Portfolio minimum: $500,000
       - Includes Tax Planning module
       - Includes Financial Planning module
• Fiduciary duty to always put clients'
        interest first

Advisory fee:

1.25% max