Broker Check

Tax Planning

Tax Reduction Strategies

  • Review IRS Form 1040
  • Identify tax deductible options
  • Medicare IRMAA planning
  • Roth conversions  
  • Tax loss harvesting
  • Asset location recommendations 
  • Carry-forward credits
  • Beneficiary IRA distributions 
  • Charitable giving strategies

Tax Planning Fee:

$350

Financial Planning

Organize

  • Gather and organize all financial data
  • Document storage with eMoney®

Analyze

  • Prioritize goals and objectives
  • Conduct a detailed analysis 
  • Assess any unnecessary risks
  • Create Action Plan

Plan

  • Present applicable strategies
            - Retirement funding analysis
            - Social Security optimization
            - 401(k) and benefits review
            - Insurance / Long-Term Care
            - College funding
  • Implement the recommendations
  • Coordinate with CPA & Attorney
  • Plan evolves plan as life progresses

Financial Planning Fee:

$300+ / monthly


Investment Management

Fiduciary Standard

  • Determine your Risk Number®
  • Prudently diversified portfolios
         - No commissions
         - No transaction fees
         - Low cost investments 
  • Portfolio minimum: $500,000
         - Includes Tax Planning module
         - Includes Financial Planning module
  • Fiduciary duty to always put clients'
          interest first

Advisory fee:

1.25% max