Blog
Supply Chain Issues Appear Resolved. For Now.
Here’s a riddle. “I’m a two-word phrase that we heard almost every day for two years, but it has dropped from almost all economic talk in 2023?”Answer: Supply chain.As you can see from the accompanying chart,...
Read MoreResumption of Student Loan Payments and Interest Accrual
The U.S. Department of Education has officially announced that student loan payments will resume in October, ending the three-year-long pause that was implemented due to the pandemic.Starting September 1, interest will begin accruing...
Read More
Fed Hits Pause Button on Rate Hikes
Jerome Powell skipped an interest rate hike at the Fed’s June meeting, but the market isn’t buying what the Fed Chair is selling about what’s next with short-term rates.Powell signaled that two more rate increases may...
Read More
Supply Chain Issues Appear Resolved. For Now.
Here’s a riddle. “I’m a two-word phrase that we heard almost every day for two years, but it has dropped from almost all economic talk in 2023?”Answer: Supply chain.As you can see from the accompanying chart,...
Read MoreAre You Prepared for an Estate Tax Sunset?
Did you know the Tax Cuts and Jobs Act is scheduled to sunset in 2026?Here’s what’s at stake if the act is allowed to expire: for wealthy families, the $25.84 million federal estate tax exemption (as of 2023 for a married...
Read MoreShow All
Headlines don't have to cause anxiety
Last year, we all witnessed some anxiety-producing headlines.I hope our firm's communications deliver a balanced view of breaking news, regulatory and tax law changes, economic topics, and timely market updates. Our goal is to keep you...
Read MoreFDIC Insurance, SVB & Signature Bank
When events like Silicon Valley Bank (SVB) and Signature Bank happen, it's natural to wonder how a bank safeguards your funds. Fortunately, the Federal Deposit Insurance Corporation (FDIC) insurance was designed for this very reason:...
Read More
Let's Review Your Life
Life doesn’t stand still. Neither do your life insurance needs.If you have a quote or policy and haven’t reviewed it lately, you may be surprised to discover that what worked for you then may not not meet your needs now...
Read More
Inflation Is Trending Lower. Now What?
The December inflation report had some encouraging news. It showed that consumer prices trended lower for the month, but more importantly, it confirmed that overall prices have been trending lower for the past six months.Now the ball...
Read MoreHow SECURE 2.0 Might Change Retirement
The SECURE Act of 2019 represented the biggest update to retirement law in over a decade. Now, Congress is deliberating on what “SECURE 2.0” legislation might entail.In March, the House passed the Securing a Strong...
Read More
1% Moves in S&P 500
If you’ve felt like stock prices were a little more volatile in 2022 than in recent years, your “spidey senses” are right on the money.The S&P 500 has posted 81 daily moves of at least 1% through August. Of those...
Read MoreSECURE Act 2.0 Passed in Final Days of 2022
Congress spent the final days of 2022 on new reforms designed to help Americans save more for retirement.You may hear the changes called SECURE Act 2.0, which is a follow-up to the Setting Every Community Up for Retirement Enhancement...
Read More
Warren Buffett on Contrarian Investing
You may have heard the phrase “contrarian investing,” but did you know that one of the most reliable contrary indicators is individual investors?Retail investors often do the wrong thing at the wrong time. But this year,...
Read More
Is the Fed Ready to Pause?
Over the years, the Fed has followed a similar pattern with interest rates. It raises interest rates, then pauses, so it can see how the economy is adjusting to the higher rates. The chart below shows the Fed’s pattern with...
Read More
Outlook 2023: CEOs Are Cautious
It appears that America’s corporate leaders are preparing for the worst while hoping for the best.Almost half of S&P 500 CEOs in second-quarter conference calls pointed to “recession” as a potential headwind in 2023....
Read MoreNew Retirement Contribution Limits for 2023
The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...
Read MoreThe Biggest COLA Increase Since 1981
How well do you remember 1981? Harrison Ford had his first bow as Indiana Jones in Raiders of the Lost Ark. Frogger and Donkey Kong were all the rage at video arcades. Bob Ross left the Air Force and took up painting. On top of that,...
Read More
How the Fed Has Navigated World Events
I’ve always been a little cautious when people say, “it’s different this time.” But the table below suggests the Fed is approaching 2022’s inflation differently than other financial events in recent...
Read More
Considerations During Medicare’s Open Enrollment
How long has it been since you’ve reviewed your Medicare policy? With open enrollment fast approaching, there are a few questions you may want to ask yourself before you renew, add, drop, or switch coverage.Have you switched...
Read More
The CEO's Unofficial Q2 Buzzword
You may have heard the expression, “You can talk yourself into just about anything.” If that’s true, corporate America better watch out.As publicly traded companies report quarterly sales and earnings, they often...
Read MoreWhere There's A Will
"Where there's a will, there's a way." Sage advice that applies not only to our lives but to your estate strategy.When was the last time you reviewed your will or estate strategy? August is National "Make a Will" Month, an excellent...
Read MoreThree Ways the Inflation Act Could Impact You
Have you heard? The Inflation Reduction Act was signed into law on Tuesday, August 16. While the $430 billion package includes many provisions, I thought I’d highlight three key areas where you may benefit the most.Tax credits...
Read MoreHow SECURE 2.0 Might Change Retirement
The SECURE Act of 2019 represented the biggest update to retirement law in over a decade. Now, Congress is deliberating on what “SECURE 2.0” legislation might entail.In March, the House passed the Securing a Strong...
Read More3 Tips for the Second Half of 2022
With half the year behind us, now is a great time to consider what the remainder of 2022 may hold. However, with inflation and economic uncertainty causing many of us to delay or cancel vacations, large purchases, and more, it can be...
Read MoreWhen bears are loud, consider this
Some gloomy headlines are coming out of Wall Street lately. Have you noticed?In recent days, I’ve read things like “Brace yourself for economic hurricanes” and “Wall Street investor survey paints a dire outlook...
Read MoreHow SECURE 2.0 Might Change Retirement
The SECURE Act of 2019 represented the biggest update to retirement law in over a decade. Now, Congress is deliberating on what “SECURE 2.0” legislation might entail.In March, the House passed the Securing a Strong...
Read MoreHow to Buy I Bonds Direct from the Treasury
With inflation hovering near 40-year highs, some investors are looking for alternative ways to weather the storm. For many, a Series I Savings Bond is just the ticket. I Bonds give investors a rate of return plus...
Read More
What's This Talk About a Recession?
In recent weeks, the word recession has started creeping into business news and financial market coverage. Is that cause for alarm or just another attention-grabbing headline? In this blog we discuss the recent talks regarding a recession.
Read More
Our Thoughts on the Current Market Volatility
With the recent events of a beginning of a war and numerous other things, our market has seen a great deal of volatility. In this blog we discuss the events and our recommendation for the best way to go about it.
Read More
Inflation Creeping into Personal Finances
With inflation rates continuing to increase you may notice changes in your payment.Higher interest rates are starting to ripple through the personal finance landscape, and it doesn’t look like that trend will change anytime soon.
Read More
Keeping it in Perspective
With all that’s going on, sometimes it is hard to keep it in perspective. Give us a call if you’re feeling that turbulence; and we would be happy to check in with you and help you keep your focus.
Read More
Are you Social Security savvy?
Learn about social security through some of our favorite resources!
Read More
Warren Buffett on Volatility
Volatility is something which is quite common, however can sometimes scare investors. In this blog we discuss Warren Buffet and a few of quotes regarding volatility.
Read More
Inflation Math for Today’s Retiree
You may have heard the saying, “inflation hurts savers and benefits borrowers.” In this article `we discuss inflation and why you should be cautious of some online tools.
Read MoreA Note on the Conflict in Ukraine
With the events taking place in Ukraine, many questions have arose. In this article, we discuss some of these concerns and answer a few potential questions.
Read More
Don't Fight the Fed
You may have heard the old Wall Street saying, “Don’t fight the Fed.”It suggests that investors should align their strategy with the Federal Reserve’s outlook rather than try to outsmart the world’s most...
Read MoreIRA Rollovers for Terminated Employees
This article discusses the choices you have to do with the money you have saved in your employee retirement if you have been terminated at work.
Read More
Fed Chair Changes His Tune
In this post we break down the Fed Chair, Jerome Powell’s, use of the word transitory when describing inflation and what is expected for our economy as a whole.
Read More
Social Security Benefits May Be Cut By 2034
COVID 19 has impacted the state of our economy in a great manner and for many pre-retirees it could impact the Social Security benefits in a great manner.
Read More
2022 Contribution Limits
Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022. In this article we break down these numbers and provide possible adjustments.
Read More
Are Capital Gains Taxes Changing?
There are a lot of questions about President Biden’s Build Back Better plan and potential tax law changes. In this article, we discuss the impact of these policies on capital gain taxes and what could be expected to come.
Read More
Making Sense of Seemingly Inconsistent Numbers
With numerous reports coming out regarding unemployment from the Department of Labor, questions have arisen regarding the data. In this article we answer some questions and discuss potential strategies to implement.
Read More
Are Your Taxes Going to Change?
Most likely, you’ve heard what’s brewing in Washington, D.C., called by one of these names.The Build Back Better Act. Or the $3.5 trillion budget reconciliation bill. In this article we discuss what effects these plans could have on taxes.
Read More
The Fed Can't Keep a Secret
If you have a secret, don’t tell anyone at the Federal Reserve Bank.In early August, multiple regional Federal Reserve Bank presidents hit the speaking tour. In this article we discuss the Feds recent actions and statements.
Read More
A 6.1% Bump in Social Security?
The news keeps getting better for Social Security recipients.It's now projected that benefits will increase 6.1% in 2022. In this article we break down and put into perspective the projected increase of these benefits.
Read More
Oil Prices Hit Six-Year High
On July 6, oil prices reached a six-year high of $76.98 a barrel. It can be tempting to think that higher prices for gas and food are simply a precursor to higher prices in general.
Read More
Debate Starts on Capital Gains Tax
Now and again, the price action on Wall Street can surprise even the most seasoned investors.Look no further than when President Biden in late April proposed an increase in the tax on capital gains to 39.6% from 20% for those...
Read More
Inflation Boogeyman
Inflation has emerged as one of the top financial concerns for investors as they size up the economy for the rest of the year. In this article we discuss stock market volatility and our outlook for inflation.
Read More
Should You Pay Off Debt or Save For Retirement?
It is hard to decide whether you should prioritize paying down your debts or saving for your retirement. In this article we discuss our thoughts and provide some insight.
Read More
Tax Season 2021: What to Know
It is crazy to think we are already back at tax time. Last year around this time, we were just seeing the first cases of the coronavirus, and we had no idea what was about to come. In this article we discuss things to begin gathering.
Read More
Important Numbers for 2021
Welcome to a new year! This year, we want to make sure you are aware of some important numbers for 2021. Call us and let us know if you have any questions.
Read More
Year-End Charitable Giving Strategies
It is hard to believe the end of the year is already here. There are so many things you can do with your finances to close out the year strong, in this article we discuss strategies to improve your finances going into the new year.
Read More
What Issues Should I Consider Before the End of the Year?
We have experienced several changes to our lives and finances over the last eight months with the impact of the coronavirus pandemic and 2020. In this article, we discuss some items to take into consideration
Read More
Can I Make a Deductible IRA Contribution?
Deducting your IRA contribution depends on several things. In this article we discuss the several factors and the process as a whole.
Read More
Is It Time to Review Your Health and Life Insurance Policies?
It is always a good idea to review your financial plans every few years. In this blog, we address four key areas to make sure you are staying in the know of regarding your health and life insurance policies.
Read More
Should I Consider a Roth Conversion?
When thinking about having to paying taxes on retirement savings, should you be paying them earlier in life or later? In this blog we discuss our thoughts regarding roth conversions.
Read More
How Can I Make the Distribution from My HSA Tax-Free?
When it comes down to your HSA account, you most likely know the basics of your plan. In this article, we are going to explain the conditions and why you may or may not be eligible for your distribution to be tax-free.
Read More
When Should You Begin Taking Out Social Security?
With all that has gone on in the last few months, you might be wondering when the best time to start taking out Social Security is. In this article we discuss when that time is and important factors to consider.
Read More
COVID-19 Financial Opportunities
With the coronavirus pandemic seemingly taking over every aspect of our lives, it is important to keep your finances a main priority. In this article, we are going to address some of the possible financial opportunities.
Read More
Stimulus Package: What Does This Mean for My Small Business?
With a global pandemic currently at hand, our government had to account for the economy, as businesses all over the nation have been heavily impacted by COVID-19. In this article we discuss how this bill will impact small businesses.
Read More9 Facts about Social Security
Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Here are nine things that might surprise you.
Read More